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If you're going to make use of a small-cap index like the Russell 2000, you might want to stop and consider why a great index fund firm, like Lead, does not have any type of funds that follow it. The reason is since it's a poor index. Not to point out that altering your entire policy from one index to one more is rarely what I would certainly call "rebalancing - indexed universal life good or bad." Cash money worth life insurance isn't an attractive property course.
I have not also attended to the straw male below yet, and that is the reality that it is reasonably unusual that you really have to pay either tax obligations or significant compensations to rebalance anyhow. A lot of smart financiers rebalance as much as feasible in their tax-protected accounts.
And of course, no one needs to be acquiring crammed common funds, ever. It's truly also poor that IULs do not function.
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